Sure no problem:
#1............ I do not fly single engine wheels over water at any time, it is my opinion that the survivalibality of a water landing is to risky.
#2........... I do not want an engine failure in any situation where I can not see where I am going to impact the earth.
#3........... It is my own opinion that if an airplane has two or more engines, two or more sets of radios and nav aids it also stands to reason there should be two pilots to out think the thing.
Nothing fancy or mystical about my rules, just common sense, to me.
Cat Driver:
The hardest thing about flying is knowing when to say no.