Next year I will get my CPL (H) IR
I very much doubt this.
The reason for you not getting a CPL(H) with IR can be found in BesAnLwAAbtFlBtrbBw_505_5101, Chapter 7, N° 706.
You need to have 500 hours total time (Sim-time does not count) to get a CPL out of your MFS(H)...
Besides that-with 103 hours-no chance.