I pretty much agree with you fox niner but I can imagine some countries ( I'm thinking Asia and Africa ) where the actual culture of the country would mean that pilot didn't even know they were in a rubbish airline. They get good grades at school or more likely have the right surname, and then get into a national carrier that is corrupt and recurrent simulator sessions are a complete sham. But I agree in most cases, there is no excuse for not setting flap. especially if you are the Captain and therefore managing the tempo and priorities of the flight.