Look, vikdream, the solutions have to come from you, not me. I am merely here to pass on some experience. Whether you like what I say or not is irrelevant! The fact is, they will offer you peanuts, and they will offer it to you for a long time. If at all. Because they know you will take it. Because you are interested in the fastest way. So was I and it was a good investment for me, long-term. But not so for those a few months behind. So be careful. It is not just your short-term earnings that will be affected. Your personal life, your pension, the cumulative quality of the rest of your life relies on this gamble paying off. I am not joking when I say this. These contracts may the best you can quickly get your hands on straight out of flight school, but that doesn't mean they are good. They will set the precedent for the future terms and conditions for the rest of your career.