Sadly too many banks make too many charges already.
I hate that I got charged an average of £6.00 a pop for the pleasure of using my debit card in France in cash machines a couple of weeks ago. The only upside is at an excahnge rate of £1.00 = €1.277 it's a better rate than the £1.00 = €1.20 in the UK to exchange cash.
A also hate that my US HSBC card attracts additional charges like wasps to jam if I use it in anybody elses ATM.
My biggest gripe was when I got charged 50 p by an ATM in Dubai just to check a balance an a Qatari HSBC account without actually performing a transaction.