(...)You have to learn to steer a proper line before you can understand how to deal with understeer, oversteer, slides and braking points.
So when they are driving around following their proper lines on their own fingers crossed they do not get into any of the above!
Apart from some young would-be racers
it seems to me that the majority quite well succeed in not getting into any of the above.
AFAIK lack of car handling skills is at best a marginal factor WRT road accidents compared to, e.g., lack of judgement and/or awareness.