After the interesting discussions on the "Go-Around after Engine Failure in MEPs" debate, it is good to find myself on the same side of the discussion as the esteemed Mr WCollins.
Certain things we do in SEPs carry a significant risk. Flying above a low cloud base would be one. Flying at night would be another. Unless you are fortunate enough to pick a well-lit night and the right area for the problem to occur in, your best bet is normally reckoned to be to aim at a dark bit. Nobody has yet quoted the bit about turning on your landing light at 200 feet, and if you don't like what you see, turning it off again - It can only be a matter of time
Nobody has yet mentioned the presence of copious lighting standards, fences and power lines close to motorways and main roads. All strong counter-arguments, to the "land on the M1" argument.
Finally, engine failures in pistons are more common than one might hope. A surprisingly large number of these are caused by pilot-related problems.
Add these thoughts together, and a PPL of typical currency in a rented aircraft at night is a bad combination. Fortunately, the average PPL SEP renter does so few night hours in their career that accidents of this sort are still a rarity.