Both the above are valid but, I would just like to add that to do IMC in VFR for a non IMC pilot you need to have a saftey pilot as well for look out.
You will love doing ADF approaches with 20kts + cross wind during an inversion. Trying to do the holding pattern gives you only the indication for the level which will probably be above the inversion. But if you can do the ADF approaches your set!!