My 38/16 is a few weeks before the 1 Apr 15 date luckily. However, I think I'm right in saying people like me would have to do at least 4 years of FAFPS to get to 20 years to get anything extra than the AFPS75 16 year IP before Age 68??
I'm also wondering how taking an option vs PVR will work - if my 16 years of AFPS75 is frozen will the frozen amount be reduced by going on PVR post my option point as I leave on PVR rates? This effect used to be balanced by the AFPS75 IP growing with extra years of service but if it freezes it can't grow?
Last edited by blagger; 2nd Aug 2012 at 11:33.