I don't think you can buy the 'missing' period you desire. Having paid for 1 Added Year but now leaving early - I will only actually get a proportion of that 'added year' reduced once for leaving before the full term (age 55), therefore not allowing it to 'accrue' the full value (where does it 'accrue'? - we all know it is a 'just-in-time' scheme) and reduced again as I'm not going to be making the originally expected number of payments (which I have no problem with). If you opted to buy an 'additonal year' - it won't affect the date you become entitled to an IP/EDP - it only affects what you get when you finally get it! Feel free to correct me if I'm wrong.
Last edited by Sandy Parts; 1st Aug 2012 at 15:50.