Being no expert on the ins and outs of pensions I await with eagerness the revised pension calculator then I'll have some idea of whether this is good or bad! I notice still that my bug bear with 05 hasn't been resolved, if you join up under 18 you still won't be 40 after 22 years service so no EDP just a deferred pension at 65 (i.e at least 20 years service and at least 40 years of age, court cases to follow unless they change Terms of Service, which I add they weren't planning on AFPS 05 but promise this time)