I must admit to only a skim reading on this thus far.
Being on 75 pension, leaving early 2017 I think it hasn't hit too hard.
I believe that the quote ' The benefits you have already built up in your existing pension scheme will be protected and you will receive them when you would have expected to, linked to your final rank and pensionable pay – these are known as your accrued rights' gives me some ease.
I also like 'First day of paid service in the Armed Forces for both Officers and Other Ranks regardless of age'.
However, does the first quote mean that we are still going to get the lump sum ( albeit slightly less now, given calculations taken until 2015, vice 2017) or do we have to wait for that and commute at the 12:1 rate.
Slightly confused for sure. I wonder who our in service experts will be on this one.