Reading this thread I am really glad I managed to get hired by the company I'm with right now.
I'm as rookie as rookies can get, sporting about 150 hours on the 320 just now.
AP off / ATHR off / FD off is SOP and the FD will only come on if the Wx is really bad or you are feeling unfit.
And too be honest I'm still feeling a bit paranoid about losing skill because I'm not flying full procedures / manual holdings like back at school. I can't imagine how insecure I'd feel if I'd have to d/c the AP in short final every approach...