Sheppey, at what stage was this offered by the Captain?
If this had been a discussion prior to the top of descent, then a mental model could have been shared, and agreement had on how the visual approach would be fine.
Despite there probably being a nice diagram in the QRH, a sharing of each pilots understanding of how the approach would be flown, at what config, at what point, and how any go-around would be flown would go a long way to ensuring a safe outcome.
TG, new pilots entering the industry may not have our background, but if we set the right tone in the flight deck, maybe we can give them the benefits of our experience in a positive manner.