Pace - I agree with your reasoning. All those safety features yet a seemingly negative attitude from insurers. At the end of the day, its a fixed gear SEP. Yes it will bite if abused (as the video below demonstrates) If its only way to get certification is to have a BRS fitted, then perhaps that opens the door to UK "banned" designs such as the Bede BD5.
Perhaps I was lucky - I had been asked to fly the test flights for a friend who had built a long winged version which was close to completion when the CAA and PFA banned the design. My thoughts were that it was known to have a vicious stall, you needed to avoid getting into a high alpha position on the wing and you needed to watch your speed in the circuit and final approach - with that in mind I was prepared to fly it. Conditions that would be no worse than a Pitts special with an engine faliure....
Perhaps the CAA will reconsider letting them fly if someone comes up with a mod to fit a BRS.
Without the BRS would the Cirrus have got CAA approval?