"I hope you have made yourself up with a user account instead of running in an admin account!! "
The problem with that is I find most users are incapable of understanding the difference, and can't cope with having to put in passwords
UAC is a great idea, let down by lack of knowledge of the average user
Must confess to being in this category. I use the admin account simply because I wasn't aware of any advantage in setting up a user account. I have Avast freeware protection and in three years of use, no problems.