Comes down to money
Best bet is to join a tagged scheme with an integrated provider and crack on with it - if it's what you want.
With modular, too many have the only option of instructing which is not the stepping stone it once was, if they don't make RYR.
In summary, you can either afford to pay for an integrated course and live on not a lot for 3-4 years or you (or your Mrs/kids/mortgage etc) can't.
It's not easy which is why so many talk of doing it in their 30s, but reality stops them rather than ability per se.