In the UK, some underwriters have reacted badly to chute pulls in what they presumably regarded as circumstances not justifying the PIC's decision to write off the aircraft. I know of one case where the excess was jacked up about 5x, IIRC.
I would be genuinely interested to know more about that case, reg no, date etc, a pm is fine of prefer.
As far as I recall I am aware only one chute pull in the UK which was Oxford, a non IFR rated pilot in IMC I think. And touch wood the only fatality being the young guy leaving Biggin for Jersey, late in the day and very inexperienced.
Not many considering a reasonable size fleet and the hours flown.
However the total fleet size is 5000 + and we are sadly up to Cirrus Fatal accident No 88 which was an SR20 in UTAH, at high altitude, In the mountains, 4 up. Not a good recipe.
(PS apologies thread creep)