Why is the Cirrus so heavy on insurance if it has such good safety benefits? other than the point that if you pull the chute you write off the airframe!
Down side is that flying the cirrus will give pilots false security and put them in situations where caution would not normally let them go.
That in itself will create chute situations.
The only positive side of the chute would be a midair or pilot incapacitation where a family well versed in its use could land back in relatively one piece.
Pace