In the case of the SEP Cirrus the chute has saved lives over 25 now I believe.
A pilot taking his precious cargo ie his family on trips must worry about what would happen to them if anything happened to him.
Briefing them in the use of a chute must take a certain worry away.
Midairs? structural damage loss of control?
Then we get into areas where the chute probably creates the situation where the chute is deployed by adding overconfidence to press on in weather not suited to the pilot or aircraft.
Icing springs to mind as does flying into bad weather in IMC and loss of control!
Undertaking night trips which caution would normally stop you doing?
It would be interesting to have a breakdown of reasons for deploying the chute to know if the overconfidence in having the chute created the breeding ground for having to use it?
Pace