US health
The US is in transition with healthcare policy. The government recently passed sweeping healthcare reform laws that will gradually take effect. Health insurance is something that you will need to shop around for. Educate yourself thouroughly on all aspects. Try a search on Obama Care and there is a government website that explains it pretty well. Beware that not all of these laws have taken effect yet.
Major differnces exist between what your own insurance offer and what group employer plans offer.