Preaching to the wrong guy
Farjones,
Not to make your plight seem less serious, It took me 3 years to land my first job. Patience was running out.
I think pay to fly has its place but it isn't a cure all. If you think you must then do it. I was just curious as to why you bought a ATR rating if you say you want to fly a jet.
Next, Jakarta. If your going there and want real budget accommodation that is good and friendly then go to Jalan Jaksa and head for a place called memories. Only a couple of rooms have aircon which are 1 and 5. Ring ahead and they will hold them for you. They will be 200,000IDR a night which is 20USD around about. MUCH CHEAPER than anywhere else. You get ensuite, Cable TV and aircon. Nice bar downstairs that gets a mix of locals and expats and is only noisy on Friday nights. Excellent malaysian restaurant next door.
Good Luck