BM - I trust ORAC's link will help you, but were there NO instructions with the camera?!!
Regarding BIOS, I'm not quite sure what you mean by
"I have also 'deleted' out of the boot up and have a good look round the bio's but again nothing"
I run W98(SE) - I'm sure it is not THAT different. Under 'Advanced Chipset....' check that you have ENABLED the onboard USBs as TD says. If not, do so, and you will probably need then to uninstall and reinstall the cam.