I did not realize that I could chose to insure or not insure the hull, I am of the same opinion that if i crash and die, fixing the plane would be pretty far down my list of things to do upon arriving at the pearly gates and if I survived I figure it could not have been that duffed up that it wont fix.
A friend had engine failure on take off. Forced landing in a field that he walked away from without a scratch. One wing mashed on a bush/tree, prop and shock load engine few other small bits. Being insured made the situation a lot better!!
Your decision but think about it carefully.
Just got my renewal:
Two aircraft (65k and 75k hulls) Only one flying at a time.
500hrs plus pilot.
£2.2k
Haywards, renewal quote about 300 less than last year. They have been great to deal with. Not connected etc...
Tim