Hiring practices are such that FOs these days are unlikely to catch the problem that the Captain missed...so typical is a nice quiet cockpit, both flying unaware to the scene of the accident.
In the rare cases where the FO actually caught the problem that the captain did...many times they just argued to the scene of the accident.
I will say this about CRM...empowering the FO to call for a go around, with out retribution is/was a good thing. I'd be curious how many accidents were averted because the FO knew he could hit the panic button will no ill effect to his career.