Okay, here goes....
I Started off by getting all the information from lots of different FTOs, they all do glossy brosures which help. Most will also do you a course proposal, get a few of these together before you choose who you want to train with. Next, have a look at said proposals and work out what ISNT included ie Skills tests, exam fees, CAA licence fees and accommodation. Include the extra costs along with the proposals, as this shows that your unlikely to end up over budget (V.Bad). After you do this you will realise that you WONT be able to do an intergrated course UNLESS you are going to put your own cash in as well! I would also say do your Class1 med+PPL out of your own pocket (because the last thing you want is to get the loan and then find out your not physically sound or you just dont really want to be a pro pilot) this impresses the bank.
Moving on... The next thing I did was put a course outline together (you probably wont have to do this if your doing all your training with one FTO) this included who i was training with for certain parts (theory, hr building and ratings etc) it also states the total time to complete the course and the TOTAL cost of the training.
Next comes the loan layout, This shows how much you need at certain times for instance.. WEEK1/ start ATPL Distance Learning/ 2600 pounds (ATPL thoery course1700)(ATPL exam fees 700/50 per subject)(200 for equipment ie CRP5)....WEEK12 100pounds traveling costs to Gatwick for exams and so on. A little advice keep the first "drawdown" as low as realisticaly possable
Time to put your portfolio together. Choose you FTO include why youve picked them, their background,pass rates etc. Include all info on varies courses, whats the point of an IMC?, Hows an MCC going to help?etc. Also include comparesons against other FTOS costs and reputation. You will also need a letter of acceptance onto your chosen course. Do some research into the state of airlines and how they WILL improve. Remember... The bank dont know that much about flying training, their interested in YOU getting a job at the end of it, the phrase i remember most is "Your borrowing AGAINST future earnings"
A little advice If your distance learning, get yourself a part time job , the bank like this
You will need your last 3 bank statements, I didnt bank with HSBC but in order to get the loan I moved ALL my accounts over to them (which for me has been a good thing)
This is getting a little long winded, if theres anything more specific just say
GOOD LUCK!
P.S. Muppet deserved to be banned for talking rubbish if nothing else