I don't know what's available in your country of residence - but my UK insurance through direct travel insurance would, I believe, cover me for £600 in this circumstance.
It's not a standard clause in the UK and so is worth shopping around for.
Whilst people have said to me £600 isn't enough (in the context of a missed departure in business long haul) it would certainly cover a night in a Stansted hotel and the morning flight over the Irish sea.