Almost right, Icepick. It's normally half forward stick to counter the effect of setting TO thrust.
However, that's to keep more weight on the nosewheels to help directional control, not to stop the beast tipping up. A correctly loaded A320 will not tip up even with neutral elevator. And, for what it's worth, it will also be controllable on rotation even if the stab trim is way out. To clarify that, as long as the stab trim is somewhere in the green sector, and the aircraft CofG is somewhere in the take off range, you will fly. The rotation may not be 'standard' but you'll get airborne safely. Not all aircraft have this luxury.
But, as the LGW incident appears to have proved some time ago, grossly mis-loading the aircraft certainly can lead to a tailstrike if the trim sheet does not reflect the actual loading (if the trim sheet reflected the actual loading, you would have the clue that the CofG was somewhere off the right hand side of the page!). That is also true on many other aircraft.