pabely - could you imagine Ryanair making passengers jump through a series of hoops to get the money paid as baggage charges refunded ?
Send a letter off to Dublin to get a special form which must be filled in, along with a special stamped piece of paper that you were given at checkin to confirm baggage wasn't being accepted, to a premium rate fax number. Then wait for an email to which you must reply within 48 hours. Once this is done, money will be refunded to your payment card within 8 weeks.
The result being that only 1% of baggage charges actually end up being refunded, and FR get to keep the rest.....