My heart would tell you to go for it, do your flying training and be in a position to apply for a job.
But..
My head tells me to get yourself a backup plan if all goes t**s up. This industry is so un-predictable that having something to fall back on is advisable.
I am 23 and I do not have a degree to fall back on, just self taught IT etc... .I am thinking of borrowing money to pay for the remainder of my licence costs.
My motto has always been live for today..... .Do not do something you will later regrett in life, but make a sensible decision, afetr all you are 23 not 33.
Good luck my friend and I wish you the best