I realise there is probably a clue in the title 'career average', but are there any indications yet if the career average element for those of us potentially stradling both schemes is an average going forward from the point of transition or if will be applied to our earlier service which should be covered under the accrued rights part? If the former, that will be one thing, if the latter I can see some eagle-eyed been counter making a bid to remove our accrued rights protection on the grounds that our earlier service would effectively be covered by 2 schemes simultaneously.