Like Paris Hilton's new breed of dog, (a Parasite), Insurance company's can be similarly labled. They work hand in hand with Regulatory Authorities who give carte blanche to their operations. (Water coming up instead of down to define flood etc, Hangar keepers liability insurance, and lock the doors when the aircraft is in and a work order processed).
Oh, and Blackhard, when you start correcting spelling, you should be aware of the difference between "their and there". E&OE.
Have a nice dais.