Repeating myself: I don't have a degree and HSBC have agreed to a £10k Professional Studies Loan
However, I already have the PPL, a relevant number of hours and can contribute approx 2/3rds of the total cost myself. I also previously earned a decent salary, and have kept my bank happy in recent years.
The bank manager explained that this loan is assessed in the 'old way'. If you want a normal loan (for a car etc), your details are typed into the computer, which then makes an instant decision. With the Professional Studies Loan, the manager checks that the course you are interested in is covered under the scheme (ATPL is), then assesses the risk by looking at all relevant details and making a decision. He also phoned a better informed person at a regional/national office so he could further understand from the banks view what I wanted (And then dropped words like 'modular' in to the conversation).
I'm grateful for the loan, as it is the final top up needed to pay for the fATPL course.
F