Shock1,
please consider your family and mortgage. If you have kids still in school etc and a decent mortgage repayment then you may want to think twice!! Its a big commitment finanicially and you will be locked in to a system with penalties if your circumstances change (medically wise) and lose your license.
If you are going to outlay alot of cash for such a scheme, consider doing it for a jet. Otherwise, do your pilot license on the side for fun and then upgrade to commercial license if you want to then.
good luck.