I bet most ofthose whingers on here havent even bothered to applyfor a loan or exchange tour. Either that or bitter they didnt get one.
You are right, a cut to allowances is no different than a cut to basic if you are eligible to claim a the time. How would some on here like to have their basic adjusted after a financial decision has been made with the best information available at the time.
I think it pathetic that many on here attack an individual for pointing this out. Or have we forgotten that many overseas brethen face a det burden far in excess of many of us serving in the UK?