Thanks Orca and yes to all your points.
To the rest, well, quite unbelievable. Or sadly believable. A Typical nasty, schadenfreude attitude - common to many Brits.
Yes, it is interesting to move overseas, no denial. But the reality of doing your sums on personal expenditure based on loa which is then chopped by £400 per month very quickly is awful.
I was trying to make a point for anybody contemplating such a move. I am, financially, as a 20 year man in a far worse financial situation than I was 18 months ago.
No different from a cut in basic pay back home. Clearly there is still a completely fictitious perception of what an exchange tour actually is today.