What I have seen in black and white is that 'if you are 45 years old or over on 1 April 2012, you will be protected'. What we really need is the Framework Document - then those understandably worried souls who have contributed to this thread would know whether they really have anything to worry about. Here are some examples:
The person who is going to PAS - once you see in black and white what career averaging means to you, you may well not be worried.
The person who leaves in late 2015 - once we have the Framework Document, it may be clear that the introduction will slip to 2016 (Hutton did say that the Armed Forces might take a little longer)
The Forces Pension Society is keeping close to MOD sources on this as we have a huge interest (and input) to their work. Keep an eye on our website
www.forpen.co.uk .