but most of us , with more than the minimum experience requested nowadays for Command jobs on dodgy contracts, have, at one (or several ) stages , pushed our luck & ended up on an approach where we thought "Oh sheet, why did I decide to do it this way"
But how many of you would end up in that situation with the FO flying? That's what I find odd. I understand how a captain can end up convincing himself that he can make it, especially fatigued. There are plenty of examples of FOs not having the confidence to argue. Mangalore was mentioned upthread, Garuda comes to mind as well. Coming in high and fast and hoping you can pull it off.
But I can't think of another incident where the FO was flying. That seems particularly unreasonable, somehow.