Piper Pilot,
A degree is just a piece of paper is it? There speaks someone who really doesn't have a clue. Maybe when puberty kicks in you might work out what real life is about.
I don't know how many other ways there are to word this before the message gets through. Here goes for the last time:
You do not need a degree to get a professional studies loan (although god alone knows why) and you do not need a degree to gain an ATPL. Correct. Well done.
HOWEVER, there are currently a finite number of jobs available and more than enough people to fill them. This may appear arrogant but I tell you this, if we meet at an airline interview going for the same job there will only be one winner, and you will be dissappointed. You try and work out why.
A frozen ATPL and 250hrs means you can apply for a F/O job, it DOES NOT by any means put you anywhere other than the bottom of the ladder as far as employers are concerned.
Now, taking the above into account, add to it the fact that no one outside aviation gives a monkey's that you have a frozen ATPL, and that you will not have a great earnings potential with a couple of GCSE's, maybe you can see why a £45,000 loan is not such a hot idea.
I rest my case.
bow5.