Good post WWW.
What happens if you are in the middle of those exams by distance learning?
I guess it wouldn't hurt to gain a CPL- as this has the same validity as a PPL.
However, the IR is a different story altogether. Would it be such a hardship if you were to let 3 years go by without gaining your IR? How many ATPL exams do you have to do again?
What do you guys think?