I started as a short service but changed to a PC, hence 16+2 years for me
So did I, and I could have left with a pension at 16/38 with an AFPS75 pension - so not sure how you arrived at this.
I also left recently to "bank" my gratuity and get the pension up and in payment at my 22 point. I have to say that Xafinity Paymaster are very good and the pension is
exactly as advertised. I'm now earning a new pension that I hope will be better at 55/60 than it would have been if I'd stayed in on AFPS75 (plus I'm set for another tax free lump sum
). After 22 years I decided it was time to look after No1.
LJ