As you state that you are US based I am guessing that you would want to rent the thing after your check-out?
If you ask your FBO/Instructor you will find that there is normally a 10hr insurance requirement. In which case how do you expect to get from the basic check-out ,to the point at which you can take the thing a way for a trip without more flying with an instructor?
We know you are all experts so why do the insurance companies make restrictions above the FAA/CAA rules?? Think about it?