Scallywag, I agree with you. . . But ! depends what he is typed on /what other opportunities he has identified , or been offered.
If the answer is a big fat ZERO. . . . . .he can stay home & enjoy his principals, or take some action to (unwillingly) spend some cash. "Speculate to accumulate"
I am as opposed to P2F as the next guy, paying to line train in particular is just unbelievable, paying for a rating ? well, it sucks, but, if he doesn't someone else sure will, & meanwhile he sits home in Cindirellaesque fashion.
To the O.P. do what is best for you, & ignore the rest of us. . it is only an internet forum .