Making restrictions like staying at MDA until turning final only causes you to be high and unstabilized. Any decent pilot can determine in visual conditions where he should be to make the approach work properly. Don't make something easy hard.
It is generally safer if a go-around is made from an unstabilised approach than hitting unseen terrain below you on a dark night VMC conditions. Of course if you are absolutely sure of safe terrain clearance, then fill your boots.
Daytime no problem of course.