I'm with Genghis on this one. In 35 years of flying, I have never once thought to myself "gosh, I wish I had a parachute right now", and this include the jumper flying I did, where they made me wear one!
Concentrate on getting good instruction, building your skills, flying within them, and flying well maintained aircraft, with enough fuel, and you're not going to need a BRS. If proper training, and your demonstrating your skills don't reassure you that a BRS is redundant, you should reassess you commitment to wanting to fly.
One half of the Cirrus accidents I can think of, involved fatalities, and the 'chute could not have helped even were it to have been deployed. Don't worry about having to hit the silk....