Crowe
Yes, indeed, you have to interpret my comments with a large dose of common sense.
I think instrument currency is probably more important than the level of initial training when deciding on minima (and I'm speaking as a not very current IR holder).
Nevertheless, I would caution anyone against trying to fly an ILS down to 200 ft without a lot of practice first: the last 30 seconds can be pretty tricky, and a pilot who makes heavy-handed corrections can get into trouble rapidly.
With non-precision approaches, just remember that you shed the extra 200 ft cushion at your own risk. With a little altimeter error and position error, the hard bits may well start about 150 ft below the nominal MDA/H, assuming that you're within the protected area laterally. Throw in a taste of turbulence and wind shear, and you get into Lamplugh's "terribly unforgiving" territory quite quickly.