Tsym, you mention Cathay, but I applied about 15 months ago and still haven't got a reply....I've emailed them a few times because I know 4 people who are on the scheme....and another one who recently had an interview in London (who applied over 2 years before this!!!!), but when I emailed asking about that, they told me they weren't interviewing in London any time soon. I knew that wasn't true, so I wouldn't hold much hope for that scheme realistically.
How likely are BBVA to provide loans if you aren't with CTC? I thought that was a special arrangement for them.....do you think they would be interested in loaning for PTC/Flybe scheme?