your young start looking at ways of earning the cash.
Once you put your mind to it and understand that you have to sacrifice alot to get to where you want to go it actually doesn't take that long to get it together. Especially if you not paying through the nose for the premium priced product.
Work hard for the next 5 years and save every penny and you might be suprised how much better off you are in the furture compared to if you did borrow.