When I started on my PPL(H) and mentioned that I already had a PPL(A), one of the other students looked up and said, only half-jokingly from the sound of it: "Are you the rich woman I've been looking for?" Sometimes you have to explain even to other pilots that you'd be fairly comfortably off if you didn't fly, but as it is you're permanently broke and would be richer if your hobby was burning £20 notes.