No not at all. What I really believe in is not changing established systems at a whim. This almost invariably leads to some being disadvantaged to an even greater extent. No system is perfect, but continuously 'adapting systems' are the least perfect of all. My comment about 'reverse seniority' was just a personal laugh at my own position ... which admittedly has come about as a result of having kids. Through my own choices my points have become ever more negative with time, but I'm cool with that. I knew the system and I played it my way, for better or worse.
